Terms & Conditions

Effective Date: June 27, 2026

1. Introduction

Welcome to NAIRARUSH CASH, a mobile application operated by CORELITH TECH LIMITED ("Company", "we", "our", or "us").

These Terms & Conditions ("Terms") govern your access to and use of the NAIRARUSH CASH mobile application and related services (collectively, the "Services").

By accessing or using the Services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you must not use the Services.

2. Eligibility

To use our Services, you must:

• Be at least 18 years of age.
• Have the legal capacity to enter into a binding agreement.
• Provide accurate, complete, and up-to-date information.
• Comply with all applicable laws and regulations.

We reserve the right to refuse or terminate access to the Services if these requirements are not met.

3. Account Registration

You are responsible for maintaining the confidentiality of your account credentials.

You agree that:

• All information provided is true and accurate.
• You will promptly update any information that changes.
• You will not share your account with another person.
• You are responsible for all activities conducted through your account.

4. Loan Application

Submitting a loan application does not guarantee approval.

Loan approval is based on our internal assessment criteria, including but not limited to identity verification, eligibility requirements, and risk evaluation.

We reserve the right to approve, reject, or limit any loan application at our sole discretion, subject to applicable laws.

5. Loan Terms

Before accepting a loan offer, the App will clearly disclose:

• Loan amount
• Loan term
• Annual Percentage Rate (APR)
• Interest
• Service fees (if any)
• Total repayment amount
• Repayment schedule
• Late payment charges (if applicable)

By accepting the loan offer, you agree to repay the loan according to the disclosed terms.

6. Payments

Borrowers agree to repay loans on or before the due date.

Payments may be processed through authorized payment service providers.

Failure to repay a loan on time may result in:

• Late payment charges (where applicable).
• Suspension of future borrowing privileges.
• Reporting to authorized credit bureaus where permitted by law.

7. User Responsibilities

You agree not to:

• Provide false or misleading information.
• Use another person's identity.
• Attempt to interfere with the operation or security of the Services.
• Use the Services for unlawful purposes.
• Upload malicious software or harmful content.

8. Privacy

Your use of the Services is also governed by our Privacy Policy.

Please review the Privacy Policy to understand how your personal information is collected, used, and protected.

9. Intellectual Property

All content, trademarks, logos, software, graphics, and other materials available through the Services are owned by or licensed to CORELITH TECH LIMITED.

You may not copy, reproduce, distribute, modify, or create derivative works without our prior written permission.

10. Service Availability

We strive to keep the Services available at all times.

However, we do not guarantee uninterrupted access and may suspend or discontinue any part of the Services for maintenance, upgrades, security, or operational reasons.

11. Disclaimer

The Services are provided on an "as is" and "as available" basis.

To the maximum extent permitted by law, CORELITH TECH LIMITED makes no warranties regarding:

• Continuous availability.
• Error-free operation.
• Compatibility with all devices.
• Freedom from viruses or other harmful components.

12. Limitation of Liability

To the extent permitted by applicable law, CORELITH TECH LIMITED shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the Services.

Nothing in these Terms excludes liability that cannot be excluded under applicable law.

13. Suspension and Termination

We may suspend or terminate your access to the Services if you:

• Breach these Terms.
• Engage in fraudulent or illegal activities.
• Misuse the Services.
• Provide false information.

You may stop using the Services at any time.

14. Changes to the Terms

We may update these Terms from time to time.

Updated versions will be published within the App or on our official website.

Your continued use of the Services after the updated Terms become effective constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria.

Any disputes arising from or relating to these Terms shall be subject to the jurisdiction of the competent courts of Nigeria.

16. Contact Information

CORELITH TECH LIMITED

Product: NAIRARUSH CASH
Email: help@nairarushcash.com
Api Domain: https://api.nairarushcash.com

17. Acceptance

By using NAIRARUSH CASH, you acknowledge that you have read, understood, and agree to these Terms & Conditions.

18. Loan Information Disclosure

NAIRARUSH CASH is committed to providing clear and transparent loan information. Before you accept any loan offer, the App will present all applicable loan terms for your review and confirmation.

The loan information disclosed may include, but is not limited to:

• Loan amount
• Loan term
• Annual Percentage Rate (APR)
• Interest amount
• Total repayment amount
• Repayment schedule

All loan costs and repayment obligations will be clearly displayed before you accept a loan. By accepting a loan offer, you agree to repay the loan in accordance with the disclosed loan terms.

Representative Example

Item	Example
Loan Amount	₦20,000
Loan Term	180 days
APR	21.9%
Interest	₦2,160
Total Repayment	₦22,160